Ready to Repair, Rebuild, and Rise?

Get The Real World Credit Repair Playbook for Just $27!

“Learn the proven, real-world steps to fix errors, boost your score, and finally take control of your credit — without paying thousands to a company.”

Here’s What You’ll Learn Inside

  • How to read your credit report like a professional

  • Step-by-step dispute letter templates that get results

  • How to remove collections & late payments the right way

  • Secrets to building new positive credit lines

  • Strategies for boosting your score in 30–60 days

  • The tools I personally use for my clients at TMA Legacy Group

If You’ve Ever Felt Stuck with Bad Credit, You’re Not Alone…

There was a time when I felt trapped by my credit.

I remember sitting at my kitchen table, bills spread out everywhere, afraid to even open another letter from a creditor. Every time I tried to move forward—buy a car, apply for an apartment, even open a small line of credit—I was told “no.”

My credit score wasn’t just a number—it was like a locked door standing between me and the life I wanted.

One day, I decided to stop letting that number define me. I studied how credit really works—how to read reports, dispute errors, rebuild trust with lenders, and use the law to my advantage. What I discovered changed everything.

My score went up, doors opened, and for the first time in years, I felt in control.

That’s why I created The Real World Credit Repair Playbook—to share those same real-life steps with you.

You don’t have to stay stuck. You just need the right information and a plan that works.

“Meet Your Credit Coach — Taketa Phillips.”

Hi, I’m Taketa Phillips, founder of TMA Legacy Group.
I turned my own credit struggles into a mission — helping others understand, rebuild, and master their credit.
At TMA Legacy Group, we teach real-world strategies that restore confidence, open doors, and help you write a better financial story.

“What Others Are Saying.”

“I was lost and embarrassed about my credit until I found Taketa’s Playbook. The steps were simple and actually worked! Within 45 days, my score jumped over 70 points.”
— Monique H., Alabama

“This guide made credit repair make sense. I followed Taketa’s instructions to dispute errors on my report and had two collections removed. Best $27 I’ve ever spent!”
— Jason T., Georgia

“I used to think rebuilding credit was impossible without paying a company hundreds of dollars. Taketa’s Playbook showed me how to do it myself — and it worked. I finally feel in control again.”
— Danielle P., Texas

It’s Time to Take Control of Your Credit Story

For just $27, get lifetime access to The Real World Credit Repair Playbook.